An Attaboy to Hilton and a referral offer for you

 

Every credit card has its perks these days. Some are points for cashback or to go towards something else. I thought that I had found the best that I could, that is with no annual fee, until I came upon an offer from Hilton.

I don’t pay interest on credit cards because I use them as if they were cash or a check. If the money is not in my banking account, I don’t use the card. Card companies make plenty via their transaction fees, but they are not making any money on interest from me.

That’s the long way of saying; the interest rate is not what is important to me because I don’t carry a statement balance beyond the due date. I can’t say how this card compares to others as far as the APR goes. If the APR is important, you probably don’t need another card. That may be harsh, but appropriate: Don’t do debt.

But if you want to leverage what money you have via a card, this one has bonuses that I realized before my first statement was ready. That got my attention, considering with other cards I waited weeks, sometimes months for the perks to post.

If you travel, it’s worth consideration.  By offering this referral link, we both get something. You get the big bonus, but I get a small one as well.

That said, Hilton gets an attaboy today!

 

Link posted below as well.

 

https://americanexpress.com/en-us/referral/hilton-honors?ref=THOMASQAeD&XL=MIZNS